Learn about us.
Our goal is to provide you with the information you need to fully understand the benefits provided to postal & federal employees during retirement.
The FedRetirement Source's Cornerstones
We partner with postal & federal professionals to deliver educational federal employee workshops.
Our goal is to always provide important information to all postal workers and federal employees in a simple and effective way. All of the seminars that we sponsor around the United States are completely free to attend and also offer no-obligation consultation appointments if wanted. Our professionals are experts in our cornerstones: TSP Transfers, Pensions, and Social Security. They also have extensive knowledge in other areas of retirement for federal employees and truly have your best interest at heart. Click on each title to reveal more information on each cornerstone.
A Thrift Savings Plan (TSP) is the equivalent of a 401(k) offered to federal employees. However, they are often viewed in higher regards due to low fees and a generous matching program. TSPs are a great tool for tax-deferred wealth accumulation and can even be enhanced further by utilizing the Roth option. This benefit is often the foundation for your accumulation phase.
Social Security is paid throughout the duration of your career with the intention of providing you income throughout retirement. You must meet a certain criteria to be eligible for Social Security benefits, including being at least 62 years old. If you meet all other criteria but choose to retire before age 62, you will have to cover expenses yourself until you reach age 62.
Pensions are earned throughout your working career, but once you retire they are paid back out to you over time. Pensions are calculated using three factors: the amount of months you served, your pension multiple, and your high three. With a careful strategy, you can optimize your pension to get the most money possible during retirement.
Federal Employee Group Life Insurance is a great option for any federal employee looking to get life insurance. FEGLI is group term life insurance that is part of your benefits as a federal employee. There are many different options available to help you customize your coverage towards your needs. Our advisors can help you fully understand what coverage you need!
A no-obligation Federal Employee Benefit Analysis will allow you to see the bigger picture of your benefits and what improvements can be made. This analysis will give you and your advisors a starting point to work off of in order to make your plan better than you ever thought possible.
Our advisors can aid in completing paperwork that is vital to your retirement plan. This paperwork can be confusing and complicated, but with assistance from a federal benefit specialist, it can be simple! We offer assistance with Retirement Paperwork, Military Buy-Back, TSP Transfers/Distributions, Reimbursements, and more.
Additional topics we cover.
While the three cornerstones: pensions, Thrift Savings Plans, and Social Security make up a lot of federal employees’ benefits for retirement, they are not the only options available. Additional topics are discussed below.